These Terms of Service (“Terms”) govern your access to and use of the Mainframe website, platform, APIs, products, and related services (collectively, the “Services”). The Services are provided by Mainframe (the “Company”, “Mainframe”, “we”, “us”, or “our”). By accessing or using the Services, you agree to these Terms. If you do not agree, do not use the Services.

If you are using the Services on behalf of an organization, you represent that you have authority to bind that organization, and “you” includes the organization.

1) Definitions

“Account” means the user account created to access the Services.
“Digital Assets” means cryptocurrencies, stablecoins, tokenized assets, and related blockchain-based assets supported by the Services.
“Content” means text, data, software, documentation, and materials provided through the Services.
“KYC/KYB” means identity and business verification processes and related checks.
“Third-Party Venues” means third-party exchanges, custodians, liquidity venues, OTC counterparties, payment providers, banks, and DeFi protocols integrated with or accessible through the Services.
“Fees” means setup fees, subscription fees, execution fees, and any applicable charges.

2) Eligibility and Access

You may use the Services only if:
(a) you are at least 18 years old and legally capable of forming a binding contract;
(b) you are not prohibited from using the Services under applicable laws; and
(c) you complete any applicable onboarding and verification requirements.

We may restrict access to the Services in certain jurisdictions or for certain users.

3) Account Registration and Security

You must provide accurate information when creating an Account and keep it up to date. You are responsible for:
(a) all activity that occurs under your Account;
(b) maintaining strong security for your credentials; and
(c) immediately notifying us of any suspected unauthorized access.

We may require additional security measures such as two-factor authentication (2FA).

4) Verification, Compliance, and Risk Controls

Use of the Services may require KYC/KYB, screening, and continuous monitoring. You authorize us to:
(a) verify your identity and information;
(b) conduct compliance checks, including sanctions and AML screening; and
(c) request additional information or documentation.

We may suspend, limit, or terminate access if required for compliance, legal, risk, or security reasons.

5) Services Overview (No Investment Advice)

Mainframe provides a platform that may enable access to Digital Asset markets, including execution, custody workflows, analytics, reporting tools, and APIs.

We do not provide investment, legal, tax, or accounting advice. Any content, analytics, or tools are provided for informational purposes only. You are solely responsible for evaluating any transaction or strategy.

6) Trading, Execution, and Third-Party Venues

The Services may facilitate access to Third-Party Venues. You acknowledge:
(a) execution may occur via third parties with their own rules, fees, and requirements;
(b) market conditions, liquidity, and venue availability can change;
(c) orders may be delayed, rejected, partially filled, or cancelled; and
(d) Third-Party Venues may experience outages, insolvency, hacks, failures, or other events outside our control.

We do not guarantee execution quality, pricing, availability, or uninterrupted access.

7) Digital Asset Risks

You acknowledge that Digital Assets are highly volatile and involve significant risk, including total loss. Risks include, but are not limited to:
(a) volatility and liquidity risk;
(b) counterparty risk;
(c) custody and cybersecurity risk;
(d) protocol, smart contract, and DeFi risks;
(e) regulatory changes; and
(f) blockchain network failures or congestion.

You are solely responsible for understanding these risks.

8) Custody, Wallets, and Asset Movement

Where custody services or custodial workflows are provided, you acknowledge:
(a) Digital Assets may be held in segregated accounts and/or other custody structures depending on your setup;
(b) some Digital Asset movements may involve blockchain transfers;
(c) blockchain transactions may be irreversible; and
(d) address whitelisting and additional verification steps may apply.

Insurance coverage, if any, depends on program terms, eligibility, and exclusions.

9) Fees and Payment

You agree to pay applicable Fees associated with your use of the Services. Fees may include:
(a) setup fees;
(b) subscription fees;
(c) execution fees and spreads;
(d) withdrawal fees; and
(e) third-party fees charged by venues, networks, or banking partners.

Fees are disclosed through the platform, pricing page, or contract documentation. We may update pricing with notice, unless otherwise agreed in writing.

10) Prohibited Use

You may not use the Services to:
(a) violate laws, regulations, sanctions, AML rules, or tax obligations;
(b) engage in fraud, manipulation, or abusive trading practices;
(c) attempt unauthorized access, reverse engineering, scraping, or interference;
(d) transmit malicious code;
(e) conceal or disguise the origin of funds; or
(f) use the Services for any illegal activity.

We may report suspicious activity to authorities and freeze access where required.

11) Intellectual Property

The Services, including all software, interfaces, and branding, are owned by Mainframe or licensors and protected by intellectual property laws.

You receive a limited, non-exclusive, non-transferable, revocable license to use the Services for lawful purposes. No rights are granted except as explicitly stated.

12) API Use

If you use Mainframe APIs:
(a) you must comply with the API documentation, security standards, and rate limits;
(b) you may not abuse or overload our infrastructure; and
(c) you are responsible for protecting API keys and access tokens.

We may modify, suspend, or discontinue APIs at any time.

13) Confidentiality

Certain information shared through the Services may be confidential. You agree not to disclose non-public information about Mainframe systems, pricing, integrations, or security measures, except as required by law or agreed in writing.

14) Privacy

Our collection and use of personal data is described in our Privacy Policy. By using the Services, you consent to processing as described in that policy.

15) Suspension and Termination

We may suspend or terminate your access to the Services at any time, including if:
(a) you violate these Terms;
(b) we suspect fraud, security issues, or misuse;
(c) required for compliance or legal obligations; or
(d) the Services are discontinued.

You may stop using the Services at any time. Certain provisions survive termination, including risk disclaimers and limitation of liability.

16) Disclaimers

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE”. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not guarantee uninterrupted service, error-free operation, or availability of any particular venue or asset.

17) Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MAINFRAME WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOST DATA, OR BUSINESS INTERRUPTION.

OUR TOTAL LIABILITY FOR ANY CLAIM RELATED TO THE SERVICES WILL NOT EXCEED THE AMOUNT OF FEES PAID BY YOU TO MAINFRAME IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

Some jurisdictions do not allow certain limitations; in such cases the limitation applies to the maximum extent permitted by law.

18) Indemnification

You agree to defend, indemnify, and hold harmless Mainframe, its affiliates, and their officers, directors, employees, and agents from claims, damages, losses, and expenses arising out of:
(a) your use of the Services;
(b) your violation of these Terms; or
(c) your violation of laws or third-party rights.

19) Changes to Terms

We may update these Terms from time to time. We will update the “Last updated” date. Continued use of the Services after changes means you accept the revised Terms.

20) Governing Law and Disputes

These Terms are governed by the laws of Switzerland, unless otherwise required by applicable law.

Any dispute arising out of or related to the Services will be resolved in the competent courts of Switzerland, unless otherwise agreed in writing.

21) Contact

For questions about these Terms, contact:
Email: [support@mainframe.com]
Address: [●]

If you want, I can also generate:

1. Privacy Policy aligned with Swiss/EU standards

2. Risk Disclosure (crypto-specific, institutional tone)

3. A short “Legal footer” version for Framer pages